A phishing kit targeting the Bank of America contains an interesting insight into the intellectual hierarchy involved in Internet fraud.
The present case goes like this. You are a novice in Phishing and would like to have some action. You get a phishing Kit from a site which proposes to TRAIN you. You do all the home work ( the dirty work, like making a a SAFE webaddress, etc,etc) and you start the operation. AND LO! your website's phishing Kit is hijacked by the guy from the training company and that is it
This has been explained in detail in
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